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Identity Guard Reviews – Reliable Identity Theft Protection Service?

Have you noticed how easy it is for someone to gain access to personal data nowadays? Does the possibility of having your identity stolen give you the shivers? Identity theft attacks have become more and more aggressive and realistic. It involves conning people into giving up sensitive data or stealing them against one’s will. To feel secure, individuals may want to consider a service that not only monitors transactions but also protects sensitive data.

At this juncture, our editorial team did some digging and eventually landed on a service called Identity Guard. The beauty of this service rests in its around-the-clock operations to ensure customers’ most sensitive data are shielded against suspicious activity. Curious to see how Identity Guard is superior to its competition? Here’s everything our editorial team was able to muster in Identity Guard.

What is Identity Guard?

Identity Guard is a proactive privacy and identity protection service intended to help individuals and businesses regain control over private information. The creators, Intersections Inc., joined forces with IBM for this endeavor, which led Identity Guard to quickly earn the title of a world leader in artificial intelligence. How? By devising solutions that may efficiently detect threats, offer personalized help, and guide customers to be more zealous about their identity protection. Now that the basics are covered let’s dive deeper into its mechanism.

What features does Identity Guard have?

Identity Guard’s operations are appreciated because of the below-listed features:

Constant Monitoring

Earlier, we mentioned a partnership between Identity Guard and IBM. The reason for this rests in IBM’s artificial intelligence software called the IBM Watson®, which is known as a powerful scanning tool. Intersections Inc. meets its goal of constantly scanning customers’ transactions by integrating it within Identity Guard. During the screening, the team closely investigates one’s name, social security number (SSN), and driver’s license.

Quick Alerts of Suspicious Activity

The faster the reactive steps are taken to reduce identity theft risk, the better it is for people. In other words, discovering potentially suspicious movements early on will permit individuals to protect themselves. Identity Guard prides itself on being the fastest service to send out alerts of such activities through mobile notification and email. When such an alert is issued, users must verify and report the incident. For a prompt response from the customer’s end, alerts are typically categorized between low and critical.

Credit Monitoring & Bank Account Protection

The team behind Identity Guard spends its resources monitoring credit cards, financial accounts, credit files, and many other sources to detect fraudulent activity. That said, choosing their family plan is most significant for those seeking protection for their entire family.

Easy Recovery

When faced with potential identity theft, figuring out the next steps is always daunting. Identity Guard steps in by flagging such cases. In fact, it can be perceived as a digital personal care manager whose role entails resolving said issues. The team’s U.S.-based fraud remediation team will help alert credit bureaus for victims of identity theft.

The latter is done to pull up one’s respective credit report to verify credit score and to initiate a credit freeze for immediate relief. Speaking of relief, the creators pledge to provide up to $1 million in reimbursement for stolen funds. Of course, specific Terms and Conditions may apply, which is something to review before proceeding.

Frequently Asked Questions (FAQs)

Q. What is Identity Guard?

A. Identity Guard is an identity theft protection service that delivers different features to help reduce the risk of compromising personal and private information for businesses and individuals.

Q. What is the difference between individual and family plans?

A. The individual Identity Guard plan is for one adult (18 years and above). In contrast, the family plan provides access to one primary adult and a second adult and minors (up to 6 children under 18) through a single enrollment code. To invite family members (only those residing in the same residence), all required is a name and email address.

Q. How soon does the coverage start with Identity Guard?

A. The Identity Guard membership commences as soon as the enrollment process has been completed. This should take no longer than 10 minutes. Crucial information to smoothen this process includes the Social Security Number (SSN) and credit card information for billing purposes.

Q. Will placing a security freeze on credit reports impact Identity Guard?

A. No, placing a freeze on credit reports will not impact one’s Identity Guard membership enrollment.

Q. What is Identity Guard Business Solutions?

A. The Identity Guard Business Solutions is exactly as it sounds; identity theft protection and breach solutions designed for businesses.

Q. Why would I receive alerts?

A. Identity Guard’s credit monitoring service sends alerts whenever a change is made to one of the credit reports. This has been done to ensure that changes are accurate and performed by the rightful user. Other reasons for an alert include:

  • Applying for credit, services, or refinancing with a bank or company listed in the alert
  • Making changes to an account or being added as an authorized user
  • Applying for or inquiring about new services, store reward credits, etc.

Q. What is the dark web monitoring service?

A. The dark web is a hidden part of the internet where cybercriminals join forces to partake in illicit activities. Identity Guard uses the integrated Watchlist to monitor information. Individuals can add the following to their watchlists:

  • 40 credit and debit cards
  • One birth date, one driver’s license number, and one national provider ID
  • Ten email addresses, one address, and five phone numbers
  • Five financial account numbers, 1 SSN (or SIN), and ten loyalty cards

Q. Is Identity Guard protected by a money-back guarantee?

A. Yes, Identity Guard has been protected by a 30-day money-back guarantee, starting from the date of purchase. For clarity on the dos and don’ts of this refund policy, contact customer support in one of the following ways:

  • Email: [email protected]
  • Phone #1: 1 (833) 971 4098 (for Identity Guard with Watson®)
  • Phone #2: 1 (800) 452 2541 (for Identity Guard Classic

How much does Identity Guard cost?

Identity Guard is offered at different service levels. Each one involves a variety of features that monitor data points to help detect fraud. Here is a quick summary of each service level:

Basic Identity Protection

Costs $7.50/month and $12.50/month for the individual and family plan, respectively, offer:

  • A U.S.-based customer care team
  • Data breach notifications
  • Dark web monitoring
  • $1 Million Identity Theft Insurance
  • Risk management report
  • High-risk transaction monitoring
  • Safe browsing tool

Standard Identity & Credit Protection ($16.67/month)

Costs $16.67/month and $25/month for the individual and family plan, respectively

Includes everything in the Basic Identity Protection plan that offers:

  • Bank account monitoring
  • 1-bureau monthly credit score
  • 3-bureau credit monitoring

Premium Identity & Credit Protection ($25/month)

Costs $25/month and $33.33/month for the individual and family plan, respectively

Includes everything in the Standard Identity & Credit Protection plan that offers:

  • White glove resolution concierge
  • Social media insights report
  • Credit and debit card monitoring
  • 401k and investment account monitoring
  • Criminal and sex offense monitoring
  • USPS address change and home title monitoring
  • A 3-bureau annual credit report

Why Choose Identity Guard?

With over 20 years of operations in this industry, Identity Guard puts protection at the forefront. Pairing up with some of the largest financial institutions and services, this service succeeded in protecting over 47 million customers and resolved 140,000 incidents of identity theft.

Keeping in mind the ever-changing nature of identity theft, Identity Guard prides itself on staying up to date with the industry, largely in pursuit of protecting financial information, personal data, computers, and privacy. The main difference between Identity Guard and other services of this nature is the team’s continued effort in leveraging IBM Watson®. Watson®, combined with predictive analysis, led the creators to mine data and generated customized guidance for consumers.

How can anyone overlook Identity Guard’s recognition in the digital world? Specifically, the service has been formally recognized as following best practices in data security and privacy by the Online Trust Alliance for six consecutive years!

Meet Intersections Inc.

Identity Guard was founded by Intersection Inc, one of the first companies to make identity protection a priority. Below is a quote provided by the creators themselves:

“As the need for information protection grows, we continue to provide comprehensive products that will enable consumers to react and help protect their personal information from evolving technological threats […] Our products involve a variety of features […] which may include credit monitoring, dark web monitoring, near-real-time alerts, a proprietary predictive risk assessment, online protection and more.”

How to get started with Identity Guard?

To get started with Identity Guard, five quick steps must be executed:

  • Step 1: Choose a protection plan based on personal and privacy needs
  • Step 2: Set up identity monitoring to remain in the loop via alerts of a potential breach
  • Step 3: Use Identity Guard’s mobile app to link bank accounts, credit cards, and more
  • Step 4: Review fraud alerts for suspicious activity
  • Step 5: Restore identity (if stolen) with the help of Identity Guard’s reimbursement funds

Final Verdict

Victims of identity theft often suffer mental and physical ailments, not forgetting financial losses and compromising personal and private information. This can all be prevented by resorting to a service like Identity Guard, which does all the scanning and monitoring on one’s behalf. Individuals neither have to directly contact credit bureaus nor stress over lost funds, as the team behind the available products oversees practically everything.

The most reassuring aspect for us was their reimbursement funds, where victims can access up to $1 million. We encourage everyone to review their policies on how reimbursement amounts are determined. Aside from those mentioned above, this service is available for individuals and businesses with varying needs. In other words, plans can be selected based on fundamental features rather than paying a one-size-fits-all price. For more on Identity Guard and its protective role against cyberattacks, visit here>>>.

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Disclaimer:

Please understand that any advice or guidelines revealed here are not even remotely substitutes for sound medical or financial advice from a licensed healthcare provider or certified financial advisor. Make sure to consult with a professional physician or financial consultant before making any purchasing decision if you use medications or have concerns following the review details shared above. Individual results may vary and are not guaranteed as the statements regarding these products have not been evaluated by the Food and Drug Administration or Health Canada. The efficacy of these products has not been confirmed by FDA, or Health Canada approved research. These products are not intended to diagnose, treat, cure or prevent any disease and do not provide any kind of get-rich money scheme. Reviewer is not responsible for pricing inaccuracies. Check product sales page for final prices.

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